What do the "Metal Levels" mean

ACA shown to help millions

What are the costs of the Affordable Care Act (ACA) for individuals or families who are currently uninsured or not covered by a job-based health plan?

What you’ll pay for an ACA plan depends on five things:

  1. The level of coverage you choose
  2. Whether you qualify for a subsidy
  3. Where you live in Oklahoma
  4. Your age
  5. Whether you smoke

ACA insurance plans define coverage in four levels:

Platinum — covers approximately 90% of health care costs
Gold — covers approximately 80% of health care costs
Silver — covers approximately 70% of health care costs
Bronze –- covers approximately 60% of health care costs