What do the "Metal Levels" mean
What are the costs of the Affordable Care Act (ACA) for individuals or families who are currently uninsured or not covered by a job-based health plan?
What you’ll pay for an ACA plan depends on five things:
- The level of coverage you choose
- Whether you qualify for a subsidy
- Where you live in Oklahoma
- Your age
- Whether you smoke
ACA insurance plans define coverage in four levels:
Platinum — covers approximately 90% of health care costs
Gold — covers approximately 80% of health care costs
Silver — covers approximately 70% of health care costs
Bronze –- covers approximately 60% of health care costs